Welcome to 100% Compensation
Whether you suffer accidental injuries at home in the U.K. or abroad, the decision of whether or not to file accident claims is one that can be rather confusing. Not only will you be dealing with the practical issues surrounding the treatment of your injuries, but you will also have to decide whether or not you wish to pursue some sort of legal proceeding against the person or organisation that accidentally caused your pain and suffering. Add to this the fact that you will likely find no end to the number of people whose conversations with you will turn advisory in nature, detailing to you their experiences as a claimant, regaling you with claims advice from their own experience or sharing with you the epic story of the accidents claims of their favourite aunt or neighbour.
Many people in Britain are concerned about the growing compensation culture in the country, as television stations constantly air commercials by injury lawyers. However, for many people litigation was unreachable due to the cost and legal aid being withdrawn for personal injury claims.
Back in the "good old days" (good for claims management firms anyway) with companies like Claims Direct and The Accident Group selling ATE insurance policies for £1500 or £2000 to unwary clients, the rich got richer and the victims got poorer. With such over-priced ATE (after-the-event) insurance policies things were bound to go wrong.
These days, you have to actually pay for ATE insurance (normally only around £200-£400 depending on the case) but if the case loses you have no more to pay, even if your lawyer's bills are in the tens of thousands. If the case wins, the losing third party will pay for the ATE insurance as a legal cost.
You hear 100% compensation a lot on the TV but often don't read the small print. Here are some sites offering 100% compensation and/or information on such, but be sure and check out the terms and conditions as the slogans don't always apply to your claim type. Finding a solicitor with the best terms for things like criminal injuries or medical negligence claims is a different ball game.
These resources are supposed to be helpful, but we can't vet them 24/7 and errors could have been made:
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